Products
No two people or situations are just alike. That’s why we offer a variety of conventional and niche loan programs to meet your specific needs. Click on the links below to learn more about our mortgage products.
First-time Home Buyer Loans
Jumbo Mortgages
VA Loans
Combination Loans
FHA Streamline
DU Refi Plus
FHA Jumbo
VA Interest Rate Reduction Loan
Conventional/Fannie Mae/Freddie Mac
Purchasing a Home? There are several options available to you!
- FHA Loans: Low, 3.5 % down payment and reduced credit qualifications
- USDA Rural Home Loans: No down payment required. Home must be in a rural area as defined by the USDA
- Flex 97—Conventional loan with only 3% down payment
- $100 Down HUD Homes-Purchase a HUD foreclosure with a down payment of only $100.
- We offer Jumbo loans of up to $2,000,000 with competitive rates and loan to value ratios
- We offer FHA Jumbo loans in High Cost areas with a down payment of just 3.5%
- We are grateful to the service men and women in our country and offer VA loans to help our vets qualify to purchase or refinance their home. The VA Home Purchase loan allows a veteran to purchase a home with absolutely no down payment.
- 80/10/10 and 80/15/5 Loans-We offer purchase programs that will allow you to put down just 5-10% and still avoid mortgage insurance.
Second Homes and Vacation Homes with low down payment options
Investment Property with only 20% down
203K Rehabilitation Loan-Buying a fixer upper? Purchase the home with just 3.5% down and finance up to $31,500 of renovations into your purchase loan!
Renovation Loan-Buying a home that needs major renovations? Maybe new construction that hasn’t been completed yet? Our Brand Renovation loan lets you finance in up to $150,000 of renovations into the purchase loan.
Conventional/Fannie Mae/Freddie Mac-Brand Mortgage offers a suite of conventional mortgage products to suit your needs with down payments as low as 3%.
Need to lower your interest rate or reduce you payment? There are many options available!
FHA Streamline-Allows you to refinance your current FHA loan with no appraisal or income documentation
DU Refi Plus- Refinance your current Fannie Mae loan with no appraisal
FHA Jumbo- Refinance your high mortgage balances in high cost areas.
VA Interest Rate Reduction Loan- Refinance your current VA loan with no appraisal or income documentation
Conventional/Fannie Mae/Freddie Mac- Lower your payment or pull cash out for home improvements
Home Equity Loans
- Refinance your current home to pull cash out to renovate your kitchen, do repairs, add a pool, or remodel.
- Take a second mortgage to avoid mortgage insurance or Jumbo pricing. We offer low, competitive, fixed, or adjustable rates.
