Down Payment Assistance

Do You Qualify for Down Payment Assistance?

At BrandMortgage, we recognize the fact that some homeowners may require a helping hand in order to pursue the American Dream of home ownership. After all, not everyone can arrive at the closing table equipped with as much as 20% of the value of the home they wish to purchase. Our experienced team of loan officers can help you identify which down payment assistance program might be right for your family. We can even set the wheels in motion for your assistance application. Here’s a list of highly respected programs with which we’ve paired our clients over the years. You could be next!

Federal Home Loan Bank Grant
Matches your contribution with $4 for every $1 you put down, to a maximum of $5000. The grant is forgiven at a rate of 20% per year.

Georgia Dream
Provides $5,000 down payment assistance, with a minimum contribution of $1,000

Protectors|Educators|Nurses
Administered through Georgia Dream, this program provides up to $7500 in down payment assistance for Teachers, Firefighters, Nurses, policemen, EMT’s, etc.

Gwinnett County Homestretch
Provides up to $7500 in down payment assistance

Tennessee Housing Development Agency
Provides grants of up to 4% of the loan amount to the borrower

South Carolina State Housing Finance and Development Authority
Provides up to $4,000 in assistance

Cobb County Housing Authority
Provides up to $20,000 in assistance

Neighborhood Stabilization Program (NSP)
County and State specific program.